GET YOUR OWN REAL ESTATE AGENT!
PLEASE, PLEASE, PLEASE, GET YOUR OWN AGENT IF YOU ARE LOOKING TO BUY A HOME!
DO YOU WANT TO BE SMILING WHEN THE PROCESS IS OVER?
NOTHING WILL GUARANTEE THAT EVERYTHING WILL BE PEACHY, BUT THERE ARE A FEW THINGS YOU CAN DO THAT WILL HELP ENSURE A SMOOTHER CLOSING.
The first thing I suggest a home buyer in Northern Kentucky do is call ME for some FREE information about the home buying process. You cannot purchase a home without first knowing how much you WANT to spend and how much you CAN spend. Two different things.
You can check my website www.dagriffinfinancial.com to get the lay of the land. There is a lot of information there.
I ran into this issue again this week. A well qualified home buyer contacted the listing agent. He wrote a contract to purchase a home and proceeded quickly to the home inspection. Then his bubble was burst. If this person had his OWN REAL ESTATE AGENT I KNOW the transaction would have played out differently. HIS REAL ESTATE AGENT would have walked out of that home without writing a contract. He would have viewed several homes before writing an offer. When he is talking with the listing agent it is their goal to not let him walk out without buying.
I like to educate a home buyer about what he can buy, but I also like to warn him to look out for himself as he embarks on this journey of home buying!
The one common mistake I see is home buyers THINK they need to pay a Realtor if he/she represents them. In reality the home seller has listed a home for sale paying "X" commission; that commission is usually split between the listing and selling agent. Rarely would a home buyer pay a Realtor who represents his/her interest in the transaction.
I was a Realtor for five years in Northern Kentucky and Cincinnati. Now I originate mortgage loans in Kentucky. I've seen it numerous times in my career(s) - home buyers make two major mistakes:
(1)not getting pre qualified and getting a sense of the process and
(2) not selecting ONE Real Estate Agent to work with, rather calling every listing agent.
IF YOU ARE LOOKING FOR A HOME IN NORTHERN KENTUCKY, PLEASE, PLEASE, PLEASE GET YOUR OWN AGENT! YOU'LL BE GLAD YOU DID!
